Disciplined in Sophisticated Defense and Insurance Litigation

L. Andrew Watson is a Partner at Butler, having joined the firm in 2000. Andy’s litigation practice focuses on first party coverage and bad faith, which includes theft, fire, windstorm, and water damage claims in North Carolina, South Carolina, Florida, and Georgia. He is experienced in handling third-party coverage opinions and declaratory judgment actions, insurer and policyholder subrogation matters, and third-party liability defense (including premises liability, construction defect, and trucking and employment discrimination matters).

Andy received a Bachelor of Science degree in Economics from the Wharton School of Business and a Bachelor of Arts from the University of Pennsylvania’s Annenberg School of Communications, both in 1991. He received his Juris Doctor, with honors, from the University of Florida College of Law in 1994. Before joining Butler, Andy served as an in-house Trial Counsel to Nationwide Insurance Company in Atlanta, Georgia. Prior to that, he served as an Assistant City Attorney for the City of Atlanta, representing the City’s Public Works and Water Departments.

Andy is certified by the State of Florida as an instructor for insurance adjuster training courses and has co-authored numerous industry publications.


  • Florida
  • Georgia
  • North Carolina
  • South Carolina


  • University of Pennsylvania's Annenberg School of Communications
    Bachelor of Arts
  • Wharton School of Business
    Bachelor of Science degree in Economics
  • University of Florida College of Law
    Doctor of Jurisprudence


  • Mecklenburg County Bar Association
  • North Carolina State Chair, Association of Defense Trial Attorneys (ADTA)
  • Publications Co-Chair, North Carolina Insurance Law Council
  • Windstorm Insurance Network (WIND)


  • Florida Courts (Southern District)
  • Florida Federal Courts (Southern District)
  • Georgia Courts (Northern and Southern Districts)
  • North Carolina Courts (Eastern and Western Districts)
  • North Carolina Courts (Middle District)
  • South Carolina District Courts
  • Tennessee District Courts
  • West Virginia District Courts
February 28, 2013 PUBLICATIONNavigating The Southern Bad-Faith Buffet: Extra-Contractual Liability In The Absence Of Breach Of Contract

In the Southeast, catastrophic natural disasters have become all too common, and the physical and financial consequences are borne by the entire region. Five of the top ten costliest hurricanes to hit the United States have impacted North Carolina, and with approximately $159.6 billion in insured coastal assets, North Carolina continues to have significant loss exposure.

Read More »

Blog Posts

August 19, 2014 BLOG POSTThrough The Eyes of a Child: What DOES a Lawyer Do?

My 7 year old daughter recently asked me, “What does a lawyer actually do?” She has been to my office many times during off-hours and gleans endless entertainment from the rotating office chairs, highlighters and binder clips. But this was her first expression of interest in the work actually going on in the office. I took time to reflect on the best way to explain it.

Read More »


October 28, 2015 EVENTPLRB Large Loss Conference

Arson Investigation Practice Pointers

Read More »
January 27, 2014 EVENT2014 WIND Conference

The Rules of the Road for Effectively Mediating Your Insurance Dispute

Read More »
January 29, 2013 EVENTWindstorm Insurance Network Annual Conference

The F Word - Topical Fraud Issues in the Southeast

Read More »
Key Points
Practice Area CASE TYPE
  • Arson
  • Bad Faith
  • Catastrophic Injuries
  • Catastrophic Loss
  • CGL
  • Civil Remedy Notices
  • Commercial Litigation
  • Complex Liability Litigation
  • Construction Defect Litigation
  • Contribution Claims
  • Coverage - Business Interruption
  • Coverage - First Party Property
  • Coverage - Homeowner's
  • Coverage - Personal Injury
  • Coverage - Property
  • Deceptive and Unfair Trade Practices
  • Employment Law
  • Extracontractual Claims
  • Fire (Suspected or Potential Fraud)
  • Fire Spread Litigation
  • Fraud
  • General Liability - Coverage
  • Hurricane Losses
  • Insurance Fraud
  • Municipal Liability
  • Premises Liability
  • Theft
  • Third Party Coverage Issues
  • Third Party Liability