A Partner at Butler since 1999, Gina G. Smith devotes her Tallahassee practice to first party property coverage matters, primarily those involving insurance fraud and suspected arson. Aside from arson and fraud, Gina’s practice areas also include casualty defense litigation, coverage defense, and extra-contractual matters.
Gina received her Bachelor of Arts degree in Political Science from the University of California, Berkley, where she graduated with honors in 1975. She received her Masters in Public Administration in 1977 from the University of Southern California. In 1987, Gina graduated with honors from the Florida State University College Law and was admitted to The Florida Bar.
Prior to joining Butler, Gina was a prosecutor and Deputy Chief Assistant for The Florida Office of Statewide Prosecution. During this time, she gained extensive experience in the areas of healthcare fraud, white-collar crime, and insurance fraud. Before shifting over to civil practice, Gina was board certified in criminal trial law. She has significant jury trial experience and is rated AV by Martindale-Hubbell.
- AV Peer Rating, Martindale-Hubbell
- University of California, Berkeley
Bachelor of Arts
- University of Southern California
Masters in Public Administration
- Florida State University College of Law
Doctor of Jurisprudence
- American Bar Association's Tort Trial and Insurance Practice Section
- CLM Insurance Fraud Committee Litigation Magazine Sub-Committee Co-Chair
- Defense Research Institute (DRI)
- Florida Chapter of the National Society of Professional Insurance Investigators (NSPII) 1st Vice President
- Florida P&C Insurance Fraud Task Force
- International Association of Arson Investigators (IAAI)
- Past president and current Legislative Committee Chair of the Florida Advisory Committee on Arson Prevention
- Tallahassee Bar Association
- The Florida Bar
- Vice President of the Northern Florida Chapter of the Claims & Litigation Management Alliance (CLM)
- Florida Courts (Northern, Middle and Southern Districts)
- U.S. District Courts
- United States Fourth and Eleventh Circuit Courts of Appeals
August 01, 2013
PUBLICATIONInvestigation: Fraud Squad. Keys to Good Faith Fraud Referrals
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Unlike robbery, grand theft auto, and other street crimes, insurance fraud is rarely committed in a manner easily detected by law enforcement.
August 21, 2007
PUBLICATIONA Tale of Three Deductibles and Six Words: Florida Federal Court Upholds Insurers' Interpretation of Hurricane Deductibles in Absence of Genuine Policy Ambiguity
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Within a 30-day period, the U.S. District Court for the Southern District of Florida addressed the application of hurricane deductibles in three different coverage matters. Although the policies at issue insured different types of risks and the policy language varied in each case, the court reemphasized the basic principles of interpretation of insurance contracts under Florida law: (1) ambiguous policy language is that which is susceptible to more than one reasonable interpretation and will be construed against the insurer; (2) in determining whether policy language is ambiguous, the inquiry is whether there is a genuine inconsistency in the policy, reading it as a whole; and (3) the mere absence of a definition for a word or phrase in a policy does not render it ambiguous.