Disciplined in Sophisticated Defense and Insurance Litigation

Kimberly Ramey is a Partner in Butler’s main office located in Tampa, Florida. Her practice is primarily devoted to liability insurance coverage disputes, with a focus on general liability coverage. She has extensive experience handling and litigating third-party claims involving a variety of coverages, including auto liability, commercial general liability, personal/premises liability, professional liability, and excess and umbrella.  Kimberly is skilled at transferring risk and minimizing exposure in multi-party disputes, including those involving complex construction defects and catastrophic accidents. She is frequently retained to defend insureds in premises liability, automobile negligence, construction accident, construction defect, and personal injury cases.

Kimberly is the author of several articles published in legal journals, including publications issued by DRI and Mealey’s.  She is regularly invited to speak about insurance-related topics at regional and national industry conferences.  Additionally, Kimberly is a member of the American Bar Association’s Tort Trial and Insurance Practice Section (ABA), the Claims and Litigation Management Alliance (CLM), the Defense Research Institute (DRI), and the Property and Liability Resource Bureau (PLRB). 

Kimberly earned her Doctor of Jurisprudence, magna cum laude, from Nova Southeastern University where she served as Articles Editor for Nova Law Review.  She is a member of the Florida Bar and is also admitted to practice in all federal courts in the State of Florida. 


  • Florida


  • University of Central Florida
    Bachelor of Science
  • Nova Southeastern University
    Doctor of Jurisprudence


  • American Bar Association (ABA)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Defense Research Institute's Insurance Law Committee

Certain Underwriters at Lloyds, London Subscribing to Policy No. SA 10092-11581 v. Waveblast Watersports, Inc., 80 F. Supp. 3d 1311 (S.D. Fla. 2015)

Am. Econ. Ins. Co. v. Traylor/Wolfe Architects, Inc., 3:12-CV-1094-J-32JBT, 2014 WL 3867676 (M.D. Fla. 2014)

Ohio Cas. Ins. Co. v. Garden of Eat'n of Tampa, Inc., 8:10-CV-2602-T-33TBM, 2011 WL 3879512 (M.D. Fla. 2011), aff'd, 471 Fed. Appx. 862 (11th Cir. 2012)

November 21, 2013 PUBLICATIONThis Mediation Is Confidential, Right?

Mediation is an effective dispute resolution tool because it allows participants to openly discuss all aspects of a dispute without the fear of recourse or retribution. Confidentiality is a critical component of this process. Litigants and insurers participating in mediation often proceed under the assumption that all communications and conduct occurring during mediation will be cloaked with protection. However, exceptions to confidentiality are slowly eroding what is commonly referred to as the absolute ‘‘mediation privilege.''

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December 09, 2010 PUBLICATIONSplitting The Baby: The Insurer's Duty To Notify The Insured Of The Need For An Allocated Verdict

This is one of a series of articles originally published in Mealey's Litigation Report: Insurance Bad Faith, Vol. 24, #15 (December 9, 2010). © 2010  

[Editor's Note: Fay E. Ryan is a partner the Tampa office of Butler Weihmuller Katz Craig LLP, which also has offices in Chicago, Charlotte, Mobile, Tallahassee and Miami. She is an experienced trial attorney in the firm's Extra-Contractual, Third-Party Coverage, and Liability Departments. Kimberly N. Gorak is a senior associate in the Tampa office of Butler , also practicing in the firm's Extra-Contractual, Third-Party Coverage, and Liability Departments. Any commentary or opinions do not reflect the opinions of Butler or Mealey's. Copyright © 2010 by Fay E. Ryan and Kimberly N. Gorak. Responses are welcome .]

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January 28, 2010 PUBLICATIONA Look Back At Some Of 2009s Significant Bad Faith Decisions

This is one of a series of articles originally published in Mealey's Litigation Report: Insurance Bad Faith, Vol. 23, #18 (January 28, 2010). © 2010

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September 07, 2016 EVENTReservation of Rights Letters for Casualty Claims: Effective Letters and Strategies

PLRB Central Regional Adjusters Conference

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Key Points
Practice Area CASE TYPE
  • Attorney Fee Disputes
  • Bad Faith
  • Catastrophic Injuries
  • CCIP - Contractor Controlled Insurance Program
  • CGL
  • Civil Remedy Notices
  • Commercial General Liability
  • Commercial Litigation
  • Complex Liability Litigation
  • Construction Defect Litigation
  • Construction Defect Litigation - Design
  • Construction Defect Litigation - Excess Claims
  • Construction Defect Litigation - Indemnity Claims
  • Construction Defect Litigation - Roof
  • Construction Defect Litigation - Stucco
  • Coverage - Advertising Injury
  • Coverage - Bodily Injury
  • Coverage - First Party Automobile
  • Coverage - First Party Property
  • Coverage - Homeowner's
  • Coverage - Personal Injury
  • Excess Coverage
  • General Casualty Litigation
  • General Liability - Coverage
  • Malicious Prosecution
  • Personal Injury Protection
  • Premises Liability
  • Standard Liability
  • Third Party Coverage Issues
  • Third Party Liability
  • Underinsured Motorist
  • Uninsured Motorist
  • Wraps