Disciplined in Sophisticated Defense and Insurance Litigation

Rebecca C. Appelbaum is a Partner at Butler Weihmuller Katz Craig LLP.

Rebecca joined the firm in 2003 and primarily practices in the area of third party liability coverage. Rebecca’s practice routinely addresses coverage issues found in construction defect, personal and advertising injury, professional liability and bodily injury matters.  Rebecca’s practice also includes third party liability defense, extra-contractual, automobile and appellate matters.  Rebecca has authored and co-authored several articles concerning liability coverage for various publications, including the International Risk Management Institute, New Appleman on Insurance, Mealey’s Bad Faith Reporter and has contributed chapters to DRI publications.  Prior to joining Butler in 2003, Rebecca practiced general liability defense, coverage and employment discrimination in Tampa.

Rebecca received her Bachelor of Arts degree in Music in 1995 from Syracuse University. In 1997, she received her Master of Arts degree in Advertising from the S.I. Newhouse School of Public Communications at Syracuse University and her Juris Doctorate in 1998 from the Syracuse University College of Law. 

Rebecca is admitted to practice before all of the state and federal courts in Florida, state courts in New York and the United States Court of Appeals for the Fourth Circuit.  


  • Florida
  • New York


  • Syracuse University
    Bachelor of Arts in Music
  • Syracuse University
    Master of Arts
  • Syracuse University
    Doctor of Jurisprudence


  • Florida Courts (Middle District)
  • Florida Courts (Northern District)
  • Florida Courts (Southern District)
  • Florida State Courts
  • New York State Courts
  • United States Fourth Circuit Court of Appeals
February 07, 2007 PUBLICATIONThe Scope of Ongoing Operations Additional Insured Endorsements: Broader than Expected

Additional insured endorsements come in all shapes and sizes. Some cover the sole negligence of the additional insured. Others cover the additional insured only for the named insured's negligent acts. Still others cover particular projects or a particular activity. In every case, the language of the endorsement and the jurisdiction's interpretation of that language governs the scope of the coverage provided.

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July 01, 2006 PUBLICATIONPre-Tender Defense Costs: Who Pays?

International Risk Management Institute (©Copyright July 2006) (with Rebecca Applebaum) 

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April 01, 2006 PUBLICATIONAre Products Advertisements That Give Rise to Advertising Injury Coverage?

International Risk Management Institute (©Copyright April 2006) (with Rebecca C. Appelbaum)  

Please contact the attorney for a copy of the article.

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January 01, 2006 PUBLICATIONAllocation of Damages for Ongoing Losses Over Multiple Policies -- Who Pays and How Much?

International Risk Management Institute (©Copyright January 2006) (with Rebecca C. Appelbaum)  

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October 01, 2005 PUBLICATIONThe Scope of the Prior Publication Exclusion: Now You See It, Now You Don't

International Risk Management Institute (©Copyright October 2005) (with Rebecca C. Appelbaum)  

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June 07, 2005 PUBLICATIONAn Insurer's Liability For Punitive Damages In An Excess Judgment

Ging v. American Liberty Insurance Company, 423 F.2d 115 (5th Cir. 1970) is a case often cited for the proposition that third party insurers who act in bad faith could be held liable for punitive damages awarded against their insureds. However, the strength of this proposition appears to depend upon the extent to which a jurisdiction would permit the insurability of punitive damages. Those jurisdictions that permit coverage for punitive damages would also likely permit recovery of those damages later as a result of the carrier's bad faith. Jurisdictions whose public policy precludes insuring against punitive damage awards, may be more reluctant to permit recovery in a later bad faith action, depending upon the nature of the liability giving rise to the punitive damage award.

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September 09, 2015 EVENTCLM Claims College, School of Construction
CLM Claims College, School of Construction
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Key Points
Practice Area CASE TYPE
  • Construction Defect Litigation
  • Coverage - Bodily Injury
  • Federal Multi-District Litigation
  • Third Party Coverage Issues
  • Third Party Liability
  • CGL
  • Construction Defect Litigation - Excess Claims
  • Construction Defect Litigation - Indemnity Claims
  • Coverage - Business Owner's
  • Deceptive and Unfair Trade Practices
  • Excess Coverage
  • General Liability - Coverage
  • Coverage - Personal Injury
  • Wraps
  • Coverage - Inland Marine
  • Underinsured Motorist
  • Uninsured Motorist
  • Owner Controlled Insurance Program - OCIP