Disciplined in Sophisticated Defense and Insurance Litigation

As a Partner at Butler in our Tampa office, Timothy R. Engelbrecht has been with the firm since 2008. Timothy defends insurance companies against first-party property breach of contract lawsuits and declaratory judgment actions for insurance coverage. These lawsuits often involve claims of water, fire, storm, or sinkhole damage at residential or commercial properties.

Timothy defends insurance companies against extra-contractual claims and has handled matters pertaining to insurance compliance and reporting, construction defects, workers compensation, and employment law.

Timothy earned a Juris Doctor, magna cum laude, from Hamline University School of Law in St. Paul, Minnesota. During law school, Timothy attended the University of Notre Dame's Summer Law Programme in London where he studied carriage of goods by sea and the law of the European Union. Prior to this, Timothy earned a Bachelor of Arts from St. Norbert College in DePere, Wisconsin.

Prior to joining Butler, Timothy served as Staff Attorney (judicial law clerk) for the Sixth Judicial Circuit Court of Florida.


  • Florida
  • Minnesota


  • Four CALI Awards for achieving the highest grade in Property, Torts, Insurance Law, and National Security Law


  • St. Norbert College
    Bachelor of Arts
  • Hamline University School of Law
    Doctor of Jurisprudence


  • The Florida Bar


  • Florida Courts (Middle District)
  • Florida Courts (Southern District)

Gavin's Ace Hardware, Inc. v. Federated Mut. Ins. Co., 2011 WL 5104476 (M.D. Fla. 2011)

Hunt v. State Farm Fla. Ins. Co., 112 So.3d 547 (Fla. 2d DCA 2013)

King v. First Liberty Ins. Corp., 2013 WL 561373 (Fla. 2d DCA 2013)

Pacatte v. State Farm Fla. Ins. Co., 2011 WL 9514860 (Fla. Cir. Ct. 2011)

June 24, 2016 PUBLICATIONAssignment of Benefits Litigation in Florida

Over the past five years, first-party property insurers in Florida have been experiencing a wave of claims and lawsuits by contractors who obtain insurance rights from insureds through document called an assignment of benefits ("AOB"). This article is intended to introduce the reader to this topic and explain some of the challenges facing insurers in dealing with AOBs in Florida. The reader is welcome to contact the author to learn more.

Read More »
September 27, 2012 PUBLICATIONThe Troubles Of Trafalgar : Bad Faith In the Absence Of Breach Of Contract

How can a first-party insurer be legally liable for insurance ‘‘bad faith'' if it has already been found not to be liable for breach of the insurance contract? According to at least one Florida appellate court, by paying an Appraisal Award timely.

Read More »

Blog Posts

March 23, 2016 BLOG POSTCourt Addresses AOBs and Appraisal

Butler has been at the forefront of defending insurers against the tidal wave of assignment of benefit (“AOB”) litigation that has hit Florida over the past four years. Many insurers have been invoking appraisal in an effort to resolve disputes with assignee claimants to prevent lawsuits.

Read More »
February 10, 2016 BLOG POSTCourt Reverses Judgment for Insurer Invalidating AOB

Late last week, the Second District Court of Appeal (“2DCA”) issued its opinion reversing a trial court’s final summary judgment in favor of an insurer, which held the contractor’s AOB invalid.  The case is Bioscience West, Inc. aao Gattus v. Gulfstream Prop. & Cas. Ins. Co., No. 53-2013CA-000847, (Fla. 10th Cir. Ct. July 29, 2014).  The appeal number is 2D14-3946.

Read More »
January 28, 2016 BLOG POSTCourt Affirms Judgment for Insurer Invalidating AOB

The trial court gave three bases for granting the insurer’s motion for final summary judgment and finding the AOB invalid.  Those bases were (1) that Florida’s Homestead protection renders the AOB invalid because it sought to divest the homeowners of Homestead-protected property; (2) the AOB amounted to an unauthorized public adjusting agreement; and (3) the AOB was not signed by all the named insureds.

Read More »
Key Points
Practice Area CASE TYPE
  • Admiralty
  • Attorney Fee Disputes
  • Bad Faith
  • Civil Remedy Notices
  • Commercial General Liability
  • Coverage - First Party Property
  • Coverage - Homeowner's
  • Coverage - Property
  • Extracontractual Claims
  • Hurricane Losses
  • Insurance Fraud
  • Third Party Coverage Issues
  • Workers' Compensation