J. Pablo Cáceres

Partners Pablo Cáceres and Nicholas Goanos presented "Appraisals in Hurricane Alley" for the LEA Webinar Series on June 21, 2021. The Insurance appraisal law and tactics on the Gulf Coast and S.E. U.S. states can, at times, mystify the experts who have worked on these claims. These large exposure property losses have been subjected to appraisal demands as a matter of standard practice by public ...

Partner Pablo Cáceres and co-presenter Jay Jackter of Safeco Insurance Company will present a webinar titled "Insurance Coverage Issues Arising from Hurricanes Harvey and Irma" for the Defense Research Institute on November 7. This presentation will address the insurance coverage issues that have arisen following Hurricanes Harvey and Irma in Texas and Florida, respectively. It will discuss t...

J. Pablo Cáceres presented "First-Party Property: Bad Faith Allegations in Catastrophic Claims" at the DRI Insurance Bad-Faith and Extra-Contractual Liability seminar on June 7, 2019 in Westin Washington, DC. This presentation identified common problems associated with “CAT” claims and discusses how to avoid or mitigate exposure....

In Florida, an insured cannot bring a first-party bad faith claim based on a claim for UM coverage unless the insured first files a Civil Remedy Notice (CRN) with the Florida Department of Financial Services. In Mathurin v. State Farm, Butler recently vindicated the importance of this step by winning dismissal of a first-party bad faith action where the CRN did not match up with the Complaint. A...

This article is originally a publication of Southern Loss Association, Newsletter December 2017. Legal opinions may vary when based on subtle factual differences. All rights reserved. Since the start of my insurance coverage career, I have had a legal-philosophical interest in insurance appraisals. It has been a frustrating and fascinating roller coaster ride of appellate and Florida Supreme Cou...

The 2014 Florida Existing Building Code (the “Code”) contains what is conventionally called the “25 percent rule” (the “Rule”). The Rule applies to roof repair of any commercial or residential building. In a nutshell, the Rule states that if more than 25 percent of a roof or section of a roof is “repaired, replaced, or recovered” then the “entire roofing system” or “roof sec...

It took years of depositions and other discovery to realize that that most of my 2004-2005 hurricane condominium association claims were much simpler to defend than I thought. The center of gravity of these claims was the proper calculation of Actual Cash Value (ACV).  ACV is a concept used to describe an intangible and subjective value of physical damage. Compare that with Replacement Cost (RC...

Butler stands ready to assist you with Hurricane Harvey's claims in Texas. Harvey’s CAT 4 winds devastated Rockport, TX, and the surrounding area. Flooding has been catastrophic. As the flooding and rains subside, insurers are receiving many thousands of property insurance claims. Throughout the next few months, Butler will send you information that may be useful to your handling of Harvey's c...

This article is originally a publication of  Law360. Legal opinions may vary when based on subtle factual differences. All rights reserved. Water loss lawsuits have spiked dramatically in Florida during the past few years. Insurers simply cannot resolve the unusually large differences in water damage estimates. Scope of estimated matching work usually explains the disparity. And litigation ens...

Kathy Maus and Pablo Caceres presented at the 87th Annual Meeting & Educational Conference on January 26, 2017 at the Marriott Waterside Hotel & Marina. On the topic of "Who’s Afraid of the Big Bad Faith? Spotting the Wolf in Sheep’s Clothing". The program compared elements of Florida’s unique 1st party insurance bad faith law with those of other states and perhaps show how the fea...

Condominium association property claims can be contentious and confusing. Large condominium buildings often are the subject of multi-million dollar insurance claims, lawsuits, and appraisals. The “cookie-cutter” nature of condominium unit construction dramatically increases damage claims and requires prudent consideration and allocation of resources for proper and expedient claims handling. W...

Pablo Cáceres presented "Ensuing Loss: Chicken or the Egg 2.0" to a national client on Thursday, May 12th. The presentation was a "wipe the slate clean" discussion of ensuing loss coverage. What exactly does the concept mean? When does it apply to afford coverage for all or part of a loss? How important are slight policy language differences? What are the important cases you should know? This pre...

Pablo Caceres spoke at the DRI Insurance Coverage and Claims Institute on March 25, 2015. Pablo's topic was, "Negotiating Skills for Coverage Attorneys." ...

The firm is pleased to announce that Pablo Cáceres is featured in the April/May/June 2014 edition of Hispanic Executive.  READ THE ARTICLE...

Pablo Cáceres presented an ATDA webinar on November 18, titled, "Preparing Insurance Company Executives, Adjusters & In-House Counsel for Deposition."  ...

Pablo Cáceres spoke at PLRB's 2013 Claims Conference in Boston on March 17, 2013.  Pablo's topic was, "Ensuing Loss."...

This is one of a series of articles under the by line “Butler on Bad Faith” originally published in Mealey's Litigation Report: Insurance Bad Faith, Vol. 21, #18, page 29 (January 22, 2008). [Editor's Note: J. Pablo Caceres is a partner with the law firm of Butler Weihmuller Katz Craig LLP, with offices in Charlotte, Miami, Mobile, Tallahassee, and Tampa. He litigates a broad range of first a...

This is one of a series of articles under the by line "Butler on Bad Faith" originally published in Mealey's Litigation Report: Bad Faith, Vol. 12, #6, p. 22 (July 21, 1998). Copyright Butler 1998. Emotional distress damages may be the most significant aspect of any bad faith action in jurisdictions that allow them. This article outlines the several theories that justify the recovery of such dama...