J. Pablo Cáceres

Throughout the next few months, Butler will send you information that may be useful to your handling of Harvey claims.  We will make this information as easy to review as possible because your time is important.  

Speaking of “time,” Texas law requires insurers to obey specific time requirements in the handling of claims.  We have listed a few claims-handling time requirements below.  Note that the statutes often reference “days” and “business days.”  For clarity, we substituted “calendar days” for “days” in our discussion of statutory time periods.   Follow the hyperlink for the actual text of the statute.

Partner Pablo Cáceres will be co-presenting a webinar titled "Insurance Coverage Issues Arising from Hurricanes Harvey and Irma" for the DRI.

The 2014 Florida Existing Building Code (the “Code”) contains what is conventionally called the “25 percent rule” (the “Rule”). The Rule applies to roof repair of any commercial or residential building.  In a nutshell, the Rule states that if more than 25 percent of a roof or section of a roof is “repaired, replaced, or recovered” then the “entire roofing system” or “roof section” must be brought up to code.  Obviously, the Rule is of extreme importance for Florida Irma property claims. Here is the text of the Rule:

It took years of depositions and other discovery to realize that that most of my 2004-2005 hurricane condominium association claims were much simpler to defend than I thought.   The center of gravity of these claims was the proper calculation of Actual Cash Value (ACV).

Condominium association property claims can be contentious and confusing. Large condominium buildings often are the subject of multi-million dollar insurance claims, lawsuits, and appraisals.The “cookie cutter” nature of condominium unit construction dramatically increases damage claims and requires prudent consideration and allocation of resources for proper and expedient claims handling.

Catastrophic claims present the perfect conditions for imperfect claims handling—real and perceived. Bad faith actions often spring from the many challenges resulting from sudden, severe, and widespread damages. This presentation identifies common problems associated with “CAT” claims and discusses how to avoid or mitigate exposure.

Kathy Maus and Pablo Caceres presented at the 87th Annual Meeting & Educational Conference on January 26, 2017 at the Marriott Waterside Hotel & Marina. On the topic of "Who’s Afraid of the Big Bad Faith? Spotting the Wolf in Sheep’s Clothing".

Pablo Caceres presented comprehensive discussion regarding often misunderstood coverage.

Negotiating Skills for Coverage Attorneys

Preparing Insurance Company Executives, Adjusters & In-House Counsel for Deposition

Ensuing Loss

The firm is pleased to announce that Pablo Cáceres is featured in the April/May/June 2014 edition of Hispanic Executive.