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Be Prepared: Common CAT Adjusting Issues In The Carolinas And Virginia

July 3, 2014

Tropical Storm Arthur is expected to impact the coast of the Carolinas and continue up the Eastern seaboard possibly as a Category I Hurricane. Given the storm’s projected path and size, insurers will receive a host of claims in a number of different states. Nearly 35 years’ experience in first-party coverage teaches us that most, if not all, of these issues, will arise from Arthur, including Wind vs. water, flood insurance, ensuing loss, appraisal, valued policy laws, public adjusters, code upgrades, orders of civil authority, off-premises power interruption, business interruption, extra expenses and more.

Although we are unable to discuss in detail all of these issues in this correspondence, we have highlighted some relevant topics and case law from North Carolina, South Carolina, and Virginia, as they may offer you guidance in the upcoming days and weeks. In the meantime, we stand ready to apply our vast experience and legal acumen to address your coverage concerns.