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Events | Civility, Professionalism and Social Media: A User’s Guide for Adjusters and Attorneys

January 24, 2023 | By John Garaffa

Join Partner John Garaffa and co-presenters Michael Ciocchetti (Michael Ciocchetti, PLLC), Charles Baker (Peninsula Insurance Bureau, Inc.), and Karen Schiffmiller…

Blog Posts | ADDRESSING THE PROPERTY INSURANCE CRISIS BY CONTRACT LANGUAGE: New Endorsement Approved By The Florida Department Of Insurance Regulation

May 09, 2022 | By John Garaffa

On November 16, 2021 American Integrity Insurance Company of Florida filed a request for approval for an endorsement to its…

Community News | Butler Donates to Ronald McDonald House for the Holidays

Dec 08, 2021

Our Charlotte office recently came together to help those in need in their community by donating items to the Ronald…

Events | Covid Claim – Where we Are and Where We are Going

Apr 12, 2021 | By John Garaffa

Partner John Garaffa presented on a panel at the American Bar Association (“ABA”) Tort Trial and Insurance Practice Section’s Hot…

Publications/ Whitepapers | John Garaffa | The Comprehensive Guide to Economic Damages 6th Edition

Feb 03, 2021 | By John Garaffa

The latest edition of The Comprehensive Guide to Economic Damages is now available! Co-written by Partner John Garaffa, this volume…

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Blog Posts | Covid and Coverage in the UK: Language Matters

Jan 25, 2021 | By John Garaffa

In a recent opinion, the UK Supreme Court has found coverage for business interruption as a result of business closures…

Blog Posts | Defining Occurrence – When Policy Definitions Do Not Apply To All Coverages

Sep 24, 2020 | By John Garaffa

On September 8, 2020 the United States Court of Appeals for the Eleventh Circuit issued its decision in Port Consolidated,…

News | John Garaffa Appointed To Property Insurance Law General Committee

Jul 16, 2020 | By John Garaffa

Congratulations to Partner John Garaffa for his appointment as Chair for the Property Insurance Law General Committee. This appointment will…

Events | Silent Cyber Exposure

Jun 30, 2020 | By John Garaffa

Join Partner John Garaffa and co-presenters Alexander Goecke (Envista Forensics), Jeff Pope (Starr Indemnity & Liability Company), Jorge Santeiro (FCCI…

Publications/ Whitepapers | Covid-19—When Civil Authorities Take Over, Are You Covered?

Apr 03, 2020 | By John Garaffa

This article is originally a publication of International Risk Management Institute on March 2020. Legal opinions may vary when based…

Publications/ Whitepapers | Coronavirus and Property Insurance Policies

Apr 02, 2020 | By Jonathan Barger, Richard Gable Jr., John Garaffa, K. Clark Schirle

The novel coronavirus (COVID-19) is a respiratory disease that can result in serious illness or death. The virus has spread…

Publications/ Whitepapers | New Appleman Florida Insurance Law (2020 Edition)

Mar 12, 2020 | By John Garaffa, Ryan Hilton, Julius “Rick” Parker III, Jason Seitz, J. Blake Hunter, James Michael Shaw , Jr.

JOHN V. GARAFFA, SARAH R. BURKE, RYAN K. HILTON, JULIUS F. “RICK” PARKER III, JASON M. SEITZ, J. BLAKE HUNTER,…

Events | The Property Insurance Adjuster’s Workflow And Processes

Jan 27, 2020 | By John Garaffa

We are excited to be a part of the Windstorm Insurance Network 2020 Conference in Orlando, Florida. The annual Windstorm Insurance…

News | HCBA Diversity & Inclusion Networking Social

Sep 09, 2019 | By John Garaffa, Thomas Keller, William Linero Jr., Abraham Mohammad Shakfeh

Butler is proud to sponsor the 2019 HCBA Diversity Committee’s annual networking event. Partners William Linero, Jr., Thomas Keller and John…

Publications/ Whitepapers | John Garaffa “Business Interruption And Damage Claims”

Aug 21, 2018 | By John Garaffa

Partner John Garaffa wrote a chapter titled “Business Interruption and Damage Claims” for the 5th Edition of The Complete Guide…

Publications/ Whitepapers | Florida Insurance Litigation (2017 Edition)

Sep 20, 2017 | By John Garaffa, Ryan Hilton, Julius “Rick” Parker III, James Michael Shaw , Jr., J. Blake Hunter

LexisNexis Practice Guide: Florida Insurance Litigation provides the practitioner with immediate access to knowledge and strategy on every aspect of…

Blog Posts | Important Reminders for Adjusting Hurricane Claims

Sep 08, 2017 | By John Garaffa

The number of claims arising from a significant wind event such as Hurricane Irma can create intense time pressure on…

Blog Posts | Hurricane Irma Policy Laws by State

Sep 07, 2017 | By John Garaffa

This weekend Hurricane Irma, a Category 5 Hurricane, is expected to subject South Florida to potentially catastrophic wind, rain and…

Blog Posts | That Sinking Feeling: Sinkholes, Florida Law, and Some Questions Raised by The Recent Collapse in Land O’ Lakes

Jul 25, 2017 | By John Garaffa, Jason Seitz

The recent catastrophic ground cover collapse in Land O’Lakes attributed to a sinkhole highlights the unique aspects of Florida geology…

Blog Posts | Ransomware is taking the world by storm; does insurance respond?

Jul 13, 2017 | By John Garaffa, K. Clark Schirle

On June 27, 2017, the world had its second major ransomware attack in two months, and experts are predicting more…

Blog Posts | Safeguarding Every Veteran’s Benefits: Lessons from Bruce V. Mcdonald, 2017 Wl 57172

Jan 18, 2017 | By John Garaffa

On January 5, 2017, the United States Court of Appeals for Veterans Claims rejected the assertion by the Veteran’s Administration…

Publications/ Whitepapers | Recent Developments In Property Insurance Coverage Litigation

Apr 27, 2016 | By William (Bill) Lewis, John Garaffa

This article was originally published in the Winter edition of the American Bar Association’s Tort Trial & Insurance Practice Law…

Publications/ Whitepapers | The Absolute Pollution Exclusion: Pollution And Fungus, Wet Rot, Dry Rot, And Bacteria

Nov 10, 2014 | By John Garaffa

The history of the pollution exclusion clause in its early forms demonstrates that its purpose was to serve as a…

Publications/ Whitepapers | Business Interruption And Damage Claims

Mar 01, 2014 | By John Garaffa

The chapter written by John Garaffa was originally published in, The Comprehensive Guide to Lost Profits and Other Commercial Damages,…

Publications/ Whitepapers | Mind The Gap: Weathering The Statutory Notification Process When A Data Breach Occurs

Sep 01, 2013 | By John Garaffa, Matthew Peaire

Even before Edward Snowden and the NSA entered into the public conversation, data breach concerns abounded. For instance, a recent…

Publications/ Whitepapers | Bullock V. Philip Morris Usa, Inc.: Where ‘Reprehensibility’ As An Exception To Constitutional Protections And The Ratio Guidepost Includes The Wealth Of The Defendant

Feb 23, 2012 | By John Garaffa

On November 30, 2011, the California Supreme Court exercised its discretion and let stand a $13.8 million punitive damage award…

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